Our Benefits

Stein Mart is committed to offering our eligible associates valuable and innovative health care and financial security programs and services to help you adopt a healthy lifestyle and assist you in building financial security for the future. Participation in all plans is optional and benefits eligibility and coverage is based on position and employment status.

Health Care

Eligible associates, full-time and part-time, may choose from different health care options that provide access to a large provider network and coverage levels that afford you greater flexibility in your coverage choices.

Dental Care

Eligible full-time associates may choose from two different dental plans that allow more freedom of choice. We also offer a core dental plan for our eligible part-time associates.

Vision Care

Eligible associates, full-time and part-time, may choose a vision care benefit plan that will offer them generous discounts for routine eye exams and on purchases of glasses and contact lenses.

Pharmacy Program

Eligible associates, full-time and part-time, who choose a health care option, have access to a wide range of commonly used prescription medications from a broad network of retail pharmacy providers, as well as mail order prescription service for maintenance medications.

Retirement Plan - 401 (K)

Eligible associates may choose to have pre-tax money automatically deducted from their pay and placed into a retirement investment account that can build wealth and help you plan for your retirement.

Flexible Spending Account

Eligible associates may choose to have pre-tax money automatically deducted from their pay and placed into a health care reimbursement account or a dependent care reimbursement account. Being able to pay medical and dental bills, including co-pays and deductibles, with pre-tax money can save you money each year.

Short-Term Disability

This coverage provides an income replacement benefit in case an associate is unable to perform their job due to a non-work related accident, illness or pregnancy. Eligible semi-monthly paid associates are provided a short-term salary continuation benefit at no cost to the associate. Eligible weekly paid associates may choose to participate in a short-term disability plan.

Long-Term Disability

This coverage provides an income replacement benefit in case an associate is unable to perform their job due to a non-work related accident, illness or pregnancy. Eligible semi-monthly paid associates are provided a long-term salary continuation benefit at no cost to the associate. Eligible full-time weekly paid associates may choose to participate in a long-term disability plan.

Life Insurance

Eligible full-time associates are provided a generous basic life insurance policy at no cost to the associate. Eligible part-time associates are provided a life insurance benefit if they participate in the part-time health plan.

Employee Stock Purchase Plan

Eligible associates may choose to participate in this plan which allows them to purchase Stein Mart stock at a discounted price through payroll deduction. Not only does this plan avoid commissions and fees normally associated with the purchase of stock, it's a great way to invest in your company and your future.

Associate Discount

The associate discount begins on the first day of employment and is for both full-time and part-time associates and their eligible dependents. Associates will receive a 25% discount on all merchandise purchases including clearance merchandise and merchandise that is on temporary promotion. Some restrictions do apply.

Paid Time Off

Eligible full-time associates have paid time off available to them based on their position and length of service. This includes vacation pay, sick pay, holiday pay, bereavement pay, and jury duty pay.

Payroll Choices Program

Stein Mart associates can choose to have their pay deposited directly into their checking or savings account, or they can choose to have their pay deposited to a Stein Mart Pay Card. Associates can view their pay details online and they can also elect to have their W-2 statements delivered electronically. We are proud of this award winning and paperless process.

Employee Assistance Program – Employee Connect

This confidential, free resource is available to all associates and their families from the very first day of employment. Professional counselors are dedicated to Stein Mart employees and trained to help you resolve personal, work or family challenges. They also can provide guidance, information and/or referrals to local service providers, including lawyers, debt resolution services and mental health professionals, to help you address a number of different needs.

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